Microsoft Money 3.0a
Microsoft Corporation
August 29, 1994



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MSMONEY3.TXT
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This file contains information about Microsoft Money version 3.0a,
including:


1.	Installation Tips

2.	What's New In Money 3

3.	Tax Form Tables for US, Canada and Australia

4.	Other Tips

5.	Hardware Problems or Incompatibilities

6.	What Files Money Sets Up on Your Computer




=====================
1.- INSTALLATION TIPS
=====================

Virus Checking Programs: If you are using a virus checking program
	that remains resident in memory, and you receive an alert
	from it while installing Money, ignore the program's
	alert. Or, remove the virus-checking program from memory
	if it is not possible to ignore the alert, restart your
	computer and run Setup again.

Stacker: If you are running the program Stacker, or if you are 
	using DoubleSpace with MS DOS version 6.0, Money Setup
	might get wrong information about the available disk space
	available. If Setup is not completed successfully, you will
	need to	free more space on your hard disk and run Money 
	Setup again. 


If you are running hDC Virtual DeskTop version 1, Money Setup will
	install all the Money files, but the Transaction Cue Cards
 	and the Money Preview will not operate correctly.
	From the hDC Power Launcher menu, choose Remove in
	order to run the Money cue cards and previews.


=========================
2.- WHAT'S NEW IN MONEY 3
=========================

If you use Money version 1 or 2, you'll want to know about the
following new features of version 3:  (Page numbers refer to the
Money User's Guide, where you can find more information.)


* Track your investments - You will be able to keep track of your
  stocks, bonds, mutual funds, and other investments such as your
  401(K) plan.  You will also be able to update prices (manually 
  or with Quotes On-Line), and  view reports about gains, net 
  worth, and more. (Page 217)

* Financial Wizards - Money 3 has these new financial wizards to
  help you with your finances:
  - Loan Calculator: understand the terms and costs of a loan, or
    compare two loans. (Page 214)
  - Mortgage Planner: compare two mortgages. (Page 216)
  - Savings Calculator: plan your savings toward a future goal.
    (Page 299)
  - Retirement Planner: make plans for retirement income. 
    (Page 300)
  - Interest Estimator: estimate the interest you've earned on an
    account based on minimum daily balance. (Page 300)

* Pay On-Line allows you to pay bills from your computer to
  anyone, anywhere in the United State, using a checking 
  account at any bank in the United States. (Page 272)

* Bank On-Line (participating banks only) allows you to bank from 
  your home or office. It downloads all bank or credit card records
  directly into your  Money records, and automatically categorizes
  your credit card transactions. (Page 286)

* Quotes On-Line allows you to download into your Money records 
  closing prices of any stock or mutual fund traded in the major
  markets. (Page 238)

* Import all QIF account files from your Quicken records in just
  one step. You won't need to import one QIF file at a time. 

* Right mouse click report on payee in the Account Book; while
  editing a transaction, click the right mouse button in the Payee
  field to bring up a list of the latest transactions for that 
  payee.

* Improved reports, including a register running balance report

* The Memo field can be 255 characters long (from a max of 32 in
  version 2)

* Scenic Check backgrounds will decorate your screen.

* Change the sound of your Money transaction beep if you have a
  sound board. (See the Using Customized Sounds topic in online
  Help)

* Improved online Help. Money 3 uses Help 3.1, which has several
  improvements over Help 3.0 such as Help On Top button, 
  non-scrolling title, glossary popup, etc. Help also has 
  User's Guide cross-references for most topics.

* Improved Loan Setup wizard, including support for Canadian
  mortgages.

* Tax Form Reports for Canada and Australia.

* Improved menu layout, and new Cascade command under the Window
  Menu.

* Improved Graphics - new illustrations in many dialog boxes.

* 3-Dimensional  Dialog boxes.

* New Money Preview.


================================================
3.- TAX FORM TABLES FOR US, CANADA AND AUSTRALIA
================================================

When you install Money, Setup will install a Canadian, Australian
or United States version of the Tax Table, depending on your
Country setting in the International dialog box of the Microsoft
Windows Control Panel. For more information about the Control 
Panel, see the Microsoft Windows documentation.

If your Country setting is Australia and if you don't have a file
named MSMONEY.MNY in your Money directory, Setup will copy a 
version of MSMONEY.MNY that has been customized for Australia
with a default list of categories already assigned to the 
corresponding Tax Form and Tax Form Line.

For more information about Assigning Tax Form Information to Categories
and Creating Tax Form Reports, see page 314 of the User's Guide.


==============
4.- OTHER TIPS
==============

Excel macro: Setup installs a Microsoft Excel macro to help
convert	checking account information from Excel to Money. See
Appendix B in the User's Guide for more information.

Charts: If you are displaying a large amount of data in a chart,
some text might be overlapped or clipped. Money offers several
ways to avoid this:
	* Use a smaller font size.
	* Lump small percentages together in the Combine All
	  Values Under  %  Of Total option, when customizing
	  a report.
	* Create a different type of chart.

On-Line Payees: If you are using Pay On-Line, the first time you 
make a connection to On-Line Services, a file called EPAYEES.LST
is downloaded and copied to your hard disk. This file allows you
to add On-Line payees to your list of payees, and allows Money to
calculate the number of days needed to pay each	of them. If you
move your MSMONEY.MNY file to a different directory or computer,
or if you make a backup, remember to copy the EPAYEES.LST file
along with the MNY file.


==========================================
5.- HARDWARE PROBLEMS OR INCOMPATIBILITIES
==========================================

This is a list of known hardware incompatibility problems:


*  If you are using a Telebit QBlazer modem for On-Line Services,
	add the following lines to your WIN.INI file:
	[MNYESRV]
	InitModem=S58=0S180=0S190=0

*  If you will be using On-Line Services with a PDI at work,
	as opposed to with a standard telephone modem, add 
	these two lines to your win.ini:
	[MNYESRV]
	InitModem=S32=0&C1&D3

*  Printing checks on the HP Deskjet printer
	Money recommends using Laser Voucher checks with this
	printer or printing Laser Standard checks in batches of
	three. Because the Deskjet, Deskjet PLUS and the Deskjet
	500 do not support manual feed, it is difficult to align
	and print on partial pages of checks. The default
	landscape font provides less than optimal results.

	Additionally, certain versions of the DeskJet 500 driver
	can cause printing errors. Updating the driver or using
	the DESKJET.DRV driver from Windows 3.00a or higher
	solves this problem.


*  Printing on a Kyocera F-2010 laser printer
	Money recommends using Laser Voucher checks with this
	printer or printing Laser Standard checks in batches of
	three (to avoid printing on partial pages of checks).

	The Kyocera F-2010 printer will not print the leftmost
	three inches of the page when printing in landscape
	mode using the printer's manual feed. You can try
	printing partial pages from the letter-sized tray, but
	proper alignment of partial sheets of checks in the
	tray may be difficult.


*  Printing checks on IBM 4019 & 4029 laser printers
	When printing a partial page of Laser Standard checks,
	it is recommended that you use the Envelope feed
	for better text alignment. On the printer's front panel,
	choose Envelope feed.


*  Printing checks on IBM EXECJET printer
	Money recommends using continuous-feed checks; this
	printer prints laser checks in a font that is too large
	for the check.


*  Printing reports on the Canon LBP-8 Mark III
	When printing reports on this printer there can be
	column alignment problems, missing text and underlines,
	and other potential printing errors.

	Please contact your printer dealer to inquire about
	updates to the Windows drivers for this printer.


*  Printing with NEC PinWriter series
	Printing with the NEC PinWriter with the driver version
	1.331 may cause an Unrecoverable Application Error.
	Contact NEC for a more recent driver, version 1.37 or
	higher.


*  Micrografx postscript printer driver
	If you are printing with Micrografx Postscript Printer
	driver prior to version 2.6, you will need to install
	the Postscript driver that ships with Microsoft
	Windows 3.0 or 3.1 or contact Micrografx for an updated
	printer driver.

	If you are printing with the Micrografx postscript printer
	driver version 2.6 or above and have problems printing,
	you will need to add a line to the MSMONEY.INI file. (The
	file MSMONEY.INI is located in the same directory as
	MSMONEY.EXE.) Open your MSMONEY.INI file with a text
	editor (such as Windows Notepad) and add the following
	line to the file:

	UseDefaultPrSetup=1

	Save the file and restart Microsoft Money. You will
	now be able to print using the Micrografx postscript
	printer driver.


*  NEC 800x600 video display adapters
	Certain versions of this display adapter may have
	refresh and display problems. If you experience a
	significant number of display errors (missing text,
	partially drawn screens, etc.), please contact your
	NEC dealer for further information and the most recent
	display driver.


*  ATM and DCS Speedstar graphics card
	Using Adobe Type Manager and a DCS Speedstar graphics
	card set to 1024x768 resolution / 256 color may cause
	an Unrecoverable Application Error in the Fonts dialog
	in Reports. This can be corrected by installing a DCS
	Speedstar driver with either lower resolution, such as
	the 800x600 resolution / 256 color driver, or with fewer
	colors, such as the 1024x768 resolution /16 color driver.
	You may install these drivers through the Windows Control
	Panel.


*  Multimedia machines & sound boards
	Some sound boards used with multimedia machines may
	cause an Unrecoverable Application Error when entering
	a transaction in Money. To correct this, in Money, choose
	Settings from the Options menu. Turn off the "Beep on
	Transaction Entry" option.


*  US-International keyboard
	If you have selected "US-International" keyboard layout
	under Windows 3.1, the SHIFT+" (quotation mark) keyboard
	shortcut will not work as documented in the Money 3 User's
	Guide and online Help. Under the "US-International" layout
	(KBDUSX.DLL), the quotation mark key serves as a dead key
	that allows you to easily type diacritic vowels from non-
	English alphabets. Money 3 preserves this functionality,
	rather than overriding it with the shortcut.

*  Australian and Canadian users can download additional printer
	drivers from the following download services:
	Australia: MS BBS: (02) 878-5200
	Canada: MS BBS: 905 507 3022


=============================================
6.- WHAT FILES MONEY SETS UP ON YOUR COMPUTER
=============================================

This section lists each file that Setup installs on your hard
disk, its location, and a brief description of its function.


NOTE:  If you delete any files and later want to replace them,
use your original Money disk to run the Setup program and
reinstall Money.


In the MSMONEY directory:
CALCINT.DLL    File for the Financial Wizards
CALCLOAN.DLL   File for the Financial Wizards
CALCMORT.DLL   File for the Financial Wizards
CALCRETR.DLL   File for the Financial Wizards
CALCSAV.DLL    File for the Financial Wizards
CHASE.WMF      File for the On-Line Services
DELUXE.WRI     Windows Write file to order checks for your printer
LOANSU.DLL     File for the Financial Wizards
MNYCHEK0.WMF   File for the scenic checks
MNYCHEK1.WMF   File for the scenic checks
MNYCHEK2.WMF   File for the scenic checks
MNYCHEK3.WMF   File for the scenic checks
MNYCHEK4.WMF   File for the scenic checks
MNYCHEK5.WMF   File for the scenic checks
MNYCHEK6.WMF   File for the scenic checks
MNYESRV.DLL    File for the On-Line Services
MSMNYWIZ.DLL   File for the Financial Wizards
MSMONEY.EXE    Microsoft Money program file
MSMONEY.HLP    Microsoft Money Help file
MSMONEY.INI    Microsoft Money Initialization File (your settings)
MSMONEY.MNY    Microsoft Money Data File (your data)
MSMONEY3.TXT   This file you are now reading, in text-only format
MSMONEY3.HLP   This file you are now reading, in Windows Help format
ONLINE.WRI     Windows Write file to sign up for On-Line Services
TAXAUS.TBL     Table of Australian Tax Forms
TAXCAN.TBL     Table of Canadian Tax Forms
TAXUSA.TBL     Table of US Tax Forms
TAX.TBL        Final table of Tax Forms and Tax Form Lines
XL2MNY.XLA     Microsoft Excel macro to export financial data
WIZHELP.HLP    File with help for the Financial Wizards

               
In the MSMONEY\MONEYCBT directory:
CBTLIB4.DLL    Necessary for the coach and the demos
MSMONEY1.CBT   File for Money Preview demo
MSMONEY2.CBT   File for the Transaction Cue Cards
PLAY.EXE       Necessary for the Cue Cards and the demos
PLAY.ICO       Icon for PLAY.EXE

In the WINDOWS directory:
KERCHUNK.WAV   File with a sound for transaction entry
COINTABL.WAV   File with a sound for transaction entry

In the WINDOWS\SYSTEM directory:
CTL3DV2.DLL


_________________________

Microsoft is a registered trademark of Microsoft Corporation.
Windows is a trademark of Microsoft Corporation.
Bank On-Line, Pay On-Line and Quotes On-Line are registered 
service marks of National Payment Clearinghouse Inc.
Quicken is a registered trademark of Intuit.
