                            YOUR RETIREMENT PROFILE
                                                             YOUR
YOUR CURRENT RETIREMENT STANDING:                  YOU      SPOUSE      TOTAL
  Your current retirement savings:
  Plus, your annual savings:
  Provide a projected nest egg:
  Provide an est. annual retirement income:

YOUR RETIREMENT NEEDS:
  Your desired annual retirement income:
  Srating in the year:

IN ORDER TO ACHIEVE THIS, YOU NEED TO:
  Save an additional:
  To accumulate a total nest egg of:
  In this period of time:
  By saving, per month, an additional:

BASED ON THE FOLLOWING ASSUMPTIONS:
  Age:
  Retirement age:
  Estimated years in retirement:
  Current income:
  Years to save:
  Your current retirement savings:
  Your annual contribution:
  Your employer's contribution:
  Pre-retirement rate of return:
  Post-retirement rate of return:
  Estimated Social Security income:
     Starting at age:
  Estimated current employer pension:
     Starting at age:
     Pension includes COLA:
  Post-retirement part-time job income:
     Years of working:
